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CLAIM LINE 365 | Bicycle Accident Claims

Knocked off your bike or hit by a vehicle while cycling on the road?

If you are injured in a bicycle accident, and the accident was not your fault  You may be entitled to make a bicycle accident claim for personal injury compensation A bicycle accident claim often involves a physical personal injury. It can also have devastating consequences upon other areas of your life.

Claim for Long Term Rehabilitation

You can also claim cycling accident compensation for long term rehabilitation. You have a right to cycling accident compensation as a result of suffering a cycling injury caused by:

  • Dangerous or negligent driving by other road users
  • Negligence caused by a local council, Highways England, Transport Scotland, Transport NI or the Welsh government
  • A dangerous pothole or other road surface defect - even if no one else is involved
  • Missing road signs
  • Faulty lighting systems
  • Variety of personal injuries and losses

Our cycling accident lawyers will help you claim maximum injury compensation for a variety of personal injuries and losses, including:

Inability to work and loss of earnings

Whether you work full-time, part-time or on a self-employed basis, the impact of a bicycle accident can be far reaching.  Not least on the loss of earnings as a result of inability to return to work. In some cases, this may be for many months at a time, or indefinitely, depending on whether serious injuries have been sustained.

If you’ve been injured in a cycling accident that wasn’t your fault, and you’ve suffered a loss of earnings there’s a strong chance you can claim for loss of earnings in your bicycle accident claim.

In many cases, payslips for the three months, or 13 weeks, prior to the accident will be enough as proof of how much income you’ve lost but you may also need to supply bank statements. if necessary.

In straightforward cases, your loss of earnings will be the time you’ve been unable to work and how much take-home pay you’ve missed out on, i.e. the income you normally receive after tax and national insurance contributions are deducted.

Payment for overtime, bonuses, holiday allowances, pension payments can all be considered too in your cycle accident claims for loss of earnings.

If your working hours mean you normally receive a variable wage from month to month, it’s still often possible to calculate an average income based on previous payslips.

Loss of future earnings

Some cycling accidents result in extremely serious injuries which could mean inability to ever properly return to work and a future loss of earnings. If you’ve tried to return to work, only to find that your injuries have forced you to stop again, your claim for cycling accident compensation could also include your loss of future earnings.

Interim payments

If you’ve been forced to stop work for an extended period of a time and you are facing financial difficulties, ‘interim payments’ can be made available prior to a claims process completing, and a final accident compensation amount awarded.

Interim payments are considered an advance from your final compensation, and it is important to remember that it is not extra compensation. Only the remaining balance of your compensation will be paid at the completion of the claims process.

Typical interim payments are around £1000, although you may be able to seek a higher amount if you have suffered severe injuries, or experiencing significant losses.

Final compensation

In a successful bicycle accident injury claim, you will usually receive compensation as a single ‘lump-sum’ payment at the end. The award might be given after a settlement has been agreed between you and the other party or following a court judgment.

 If relevant, you may even be able to claim for loss of a potential promotion.

Severity of personal injury and expected treatment

Where a cycling accident has resulted in a serious personal injury, our personal injury solicitors will recover compensation to cover additional costs, including:

  • Loss of future earnings
  • Lifetime of care and treatment
  • Help with daily normal activities and medication
  • State-of-the-art prosthetic limbs
  • Adapting the home for special mobility / care equipment.

Changes in physical and mental ability

The consequences for a cyclist involved in a serious cycling accident can often be severe and life changing. Not only as a result of sustaining physical personal injury but also impacting mental ability. In some cases, the shock caused by being involved in a road accident can result in long term trauma, which can be life-changing.

The psychological effects of an accident cannot be ignored or under-estimated, when settling a claim for cycling compensation. A personal injury solicitor will take into account medical evidence and special damages including the psychological injuries

Obtaining professional diagnosis and treatment of a psychological injury is essential when pursuing a claim for personal injury compensation following a serious bicycling accident.

A cyclist is legally entitled to make a claim for psychological injuries as apart of cycle accident compensation if the accident was not their fault. A successful cycling claim will lead to receiving a financial settlement covering the extent of their psychological injury and the impact it has upon living a normal life.

Special Damages

A successful claim settlement for cycling compensation will also include a special damages claim covering any loss of income caused by psychological trauma, which could cover access to specialist rehabilitation therapies such as counselling, CBT treatments and other suitable therapies.

Special damages are awarded as compensation for actual out-of-pocket expenses suffered as a result of the accident and also considers future costs of medical care and future loss of income as a direct result of injuries sustained in a serious cycling accident.

Common examples of Special Damages include:

Short-term medical expenses 

Often urgent and immediate term medical expenses will include doctor’s consultation fees, hospital charges and all other expenses related to medication, diagnostic tests and hospital stay.

Long-term medical expenses 

Severe injuries may require long term physiotherapy or other medical treatments directly the result of your cycling accident.

Transportation costs

Intended to help with covering the immediate costs of travelling to and from the hospital and ongoing visits, whether the journey is made by private car, taxi, bus or train.

General Damages

A claim for general damages will also reflect the pain and suffering experienced, both psychological and/or physical trauma, and the amount of compensation based upon the extent of the pain and suffering.

Medical Examination

A part of the compensation process for a cycling accident claim for personal injury is undergoing a medical examination, which is arranged by the solicitors. The results of the examination are important in helping to determine the extent and impact of your injuries, and essential to calculating the total amount of  compensation you are entitled to receive.

In addition to the medical examination, you should also seek separate medical assistance with your GP as soon as possible, even for apparent, minor injuries, which could be more serious than you first thought.

At Claim Line 365, our cycling accident solicitors are carefully chosen to help you make a claim for cycling accident compensation you will need to get your life back on track.

Bicycling accidents - cyclists have far higher casualty rates

 Cyclists are classed as ‘vulnerable road users’. The number of cyclists seriously or fatally injured rose by 11 per cent between 2009 and 2019 (Department of Transport).

 While cars account for 80% of traffic on Britain’s roads, cyclists have far higher casualty rates per mile travelled than other road users.

Serious Injuries and Long lasting Impacts

 Even the most experienced cyclist can be injured in a bicycle accident, which often causes serious injuries leading to amputations and other long lasting impacts, including:

  • Head and brain injuries
  • Spinal injuries
  • Fractures
  • Limb injuries
  • Chest injuries
  • Psychiatric injury
  • Paralysis

 Although superficial soft tissue injuries and musculoskeletal trauma are the most common injuries, head injuries are responsible for most fatalities and long-term disabilities.

Most common  motorist behaviours which cause cycling accidents

Some of the main reasons  for cycling accidents to occur involve one or more of the following behaviours shown by vehicle drivers:

  • Lack of road awareness
  • Failure to judge the speed or distance of the cyclist,
  • Inability of drivers to see cyclists properly and
  • General  careless or negligent attitude

The most common causes of cycling accidents

In slow-moving traffic, the Highway Code advises motorists “to be aware of cyclists and motorcyclists who may be passing on either side.” 

However, the most common type of cycle accident involves a collision in which the cyclist is usually struck by the front of a vehicle, and around three quarters of cycling accidents occur at or near a junction.

Of 16,873, total cyclist casualties, 4,072 people were seriously injured while riding a bike.

                                                                                          (Department for Transport, 2019)

The most common causes of cycling accidents, include:

Vehicle Turning Left Into The Path Of a Cyclist

One of the major causes of all cycling accidents usually occurs when the driver of a vehicle overtakes a cyclist then suddenly slows down to turn left, which puts the vehicle directly into the path of the cyclist.

In almost all these types of cycling accidents, vehicle drivers assume there was sufficient space and time for the cyclist to slow down and avoid a collision. In almost every case, drivers even admit to not having noticed the cyclist at the side of the road and did not see a requirement to take any precautions.

Driver Failing To See Cyclist When Turning Or Changing Lanes

Most cycling accidents occur when a driver is turning or changing lanes. Sometimes, a vehicle may manoeuvre at high speed and is unable to stop in time. A collision with the cyclist occurs due to their much slower speed. Another frequent types of cycling accident occurs when a vehicle underestimates the speed of the cyclist and moves into the cyclist’s lane, which fails to give the cyclist enough time to react.

Vehicle Pulling Out Of A Junction

Cyclists are at a greater risk of being hit when a vehicle pulls out of a junction, from a smaller road onto a larger one. The vehicle ends up right in front of the cyclist, and quite often, the distance is too short for the cyclist to be able to react in time to avoid a collision. While the driver is hardly at any risk of injury, depending on the circumstances, the cyclist is at risk of suffering severe injuries.

Vehicle Doors Opening In Front Of An Oncoming Cyclist

Vehicle drivers or passengers sometimes open the doors of their vehicles without first checking to see if a cyclist is approaching from behind. Cyclists usually have insufficient  time to react, and are either forced to swerve into other vehicle lanes or crash into the door.

Badly maintained roads and potholes

Lightweight cycles can easily lose balance or become damaged when their riders negotiate poorly maintained roads and potholes. A cyclist sustaining an injury due to a pothole accident can prove council negligence may be entitled to cycling accident compensation.

Reckless Driving

Speeding and recklessly driving are also a major cause of the most severe cycling accidents. Apart from a safety helmet or other safety gear, cyclists are a particularly vulnerable due to the lack of any robust limb or body protection.

Your eligibility to make a bike accident claim

Our ‘no win, no fee’ cycling accident solicitors are carefully chosen and monitored to ensure the most cost-effective and successful outcome to your bicycle accident claim.

A successful bike accident claim made on your behalf will depend on clearly showing that someone else was at fault.

However, even if you are considered to be partly or equally to blame for causing a cycling accident, you can still make a claim.

Contributory negligence

In which, your percentage of the blame for the cycle accident will be calculated and deducted from the final bicycle compensation award.

Not wearing a cycle helme

By the same approach, a percentage deducted - depending on the type of injury caused by your bicycle accident.

Hit and run driver

Your claim will go through the Motor Insurer’s Bureau (MIB) - the UK mechanism which provides compensation for victims of accidents caused by untraced and/ or uninsured drivers.

Cycling accident liability and the other party 

A decision over liability for a bicycling accident will usually take 30 days from submitting the formal notification to the insurance company of the other parties.

If liability is denied then we help you to prove fault with all the evidence gathered – such as, photographs of the location and damage, interviewing any witnesses and obtaining a police report

Once liability is formally admitted by the other parties insurer for your cycling accident, evidence is gathered to value your claim, and then submitted alongside medical evidence with your approved offer to settle.

Information you need to claim cycling accident compensation

Immediately following a bicycle accident the important and essential information that you will need to collect at the time to help you make your compensation claim is as follows:

Name, address, telephone number  and insurance details of drivers involved in the accident and anyone who witnessed the collision.

Registration Numbers of all vehicles involved in the accident

Note the exact location of the collision – ensure you obtain the road name and number of the premises, nearby landmarks, etc.

Take photos of the cause of the crash, the surrounding area and any damage to your bicycle.

Check for CCTV cameras that might have recorded the collision, and note their location for future reference.

Note any damage caused to your bicycle, clothing, helmet, possessions and yourself. 

Report the crash to the local police, providing as much information as possible.

Report your accident to a cycling accident solicitor within the three-year limitation period – if you seek bicycle accident  compensation.

Retain all your receipts for travel, prescriptions and any adaptations you needed to make to your home, bicycle  repairs, new kit and helmet.

Create a diary of all your medical appointments

Claim Line 365 cycle accident solicitors can advise you further on how the information can be obtained.

What You Should Not Do After A Cycle Accident

In a relatively minor cycling accident it is important for the cyclist to not undermine a subsequent claim for compensation. The three key actions that a cyclist show avoid:

Admitting liability - which can be held against you.

Becoming angry and losing control  - rather than remaining calm, and checking the scene carefully for evidence that can be used in support of the claim.

Riding away from the accident scene - you could have sustained injuries you are not aware of and could be putting yourself in even more danger by riding on the roads immediately after the accident. Instead, call a taxi or arrange to be picked up by family member or friend.

How To Claim For Bicycle Accident Compensation

Our bicycle accident claim process starts with a free initial assessment of your cycling accident claim, which is straightforward and user-friendly.

They will let you know if you have a potential bicycle accident claim, and if you would like us to proceed we can then put you through to one of our panel of bicycle accident solicitors who will assist you in getting your bicycle accident claim started.

How Long Do I Have to Claim for A Bicycle Accident?

You normally have 3 years to make a bicycle accident claim for compensation, unless you are representing a minor, a close friend or relative who are not able to make a claim for themselves.

Minors under the age of 18

Bicycling compensation can be claimed at any time. From 18 years of age onwards, they will have three years to claim.

Friend or relative without mental capacity

No time limit for anyone who wishes to make a bicycle accident claim on their behalf.

 Cycling accident deceased

3 years to make a claim from obtaining the post mortem report for a loved one who has passed away due to their bicycling accident.

How Much Can I Claim For A Bicycle Accident?

Every compensation claim for a cycling accident is different.

There is no predetermined amount you can receive from being involved in a bicycle accident. The amount of compensation you receive will depend entirely on your unique situation and the severity of the accident, as follows:

  • How seriously you have been injured
  • Level of pain and suffering
  • Damage caused to property
  • Ability to return to work
  • Amount of income loss as a result of the accident
  • Any ongoing, permanent health problems
  • Treatment given and expected future treatment
  • Changes in physical and mental ability
  • Need for home adaptations either, temporarily or permanent

Our cycling solicitors will ensure you are made aware, and given all the necessary information and guidance at every step of the way in your cycling accident claim.

Cost of Damaged Items or other Cycling Accident Losses

Any items that were damaged during your bicycle accident will also be added to your compensation by our cycling accident solicitors.

Your cycling accident solicitor will also advise on including compensation for any other losses incurred following your accident.

What Compensation Can I Claim For My Cycling Accident Injuries?

The amount of compensation you are entitled to claim for will depend on the injuries you have suffered, and in  accordance with Judicial College guidelines.

A claim settlement can vary considerably, but skilled and experienced cycling accident solicitors will always negotiate for the maximum settlement.

Can I Make A No Win No Fee Bicycle Accident Claim?

All our road traffic accident solicitors work on a No Win, No Fee basis.  No Win, No Fee means you do not need to pay anything upfront to get your claim for your road traffic accident started.

 If your claim is successful your opponent will pay all legal costs, with the rest deducted from the final settlement. If the claim is not successful then you will not be liable to pay anything.

How much compensation will I receive?

Many cycling injuries are relatively minor and only cause cuts and bruises. However, in cases where injuries sustained are more serious, the range of cycling compensation amounts can be significant.

The amount of cycle accident compensation you are entitled to will depend on a number of different factors. No cycling accident and their circumstances are exactly identical, and compensation amounts will be different in each case.

Because so many different types of injury can be sustained in cycling accidents, compensation amounts can vary hugely. As a result, an expert, experienced cycling accident  solicitor will aim to negotiate the maximum amount of compensation you are legally entitled to receive as a result of all the factors involved in your accident.

Involved in a Bicycle Accident?

If you or someone you know has unfortunately been involved in a bicycle accident, our Claim Line 365 team will help you at any time.

You are even free to choose your own representative if your insurance provider has recommended a different law firm. You not obliged to proceed with someone your insurance provider recommends.

Contact our friendly team on 0203 813 9654  or simply fill out our contact form today.

Call us 0203 813 9654 today and see how we can help you.
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    Disclaimer All our calls are recorded for training and monitoring purposes. Claim Line 365 is regulated by the Financial Conduct Authority. Registration recorded on FCA the website We charge our solicitors for the marketing and operational services we provide, and these costs are not passed on to our customers.

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